Our Coverage
Each coverage option exists for a reason. Scroll to understand what protects you, when it applies, and why it matters.
When an accident is your fault, liability coverage pays for the other person's injuries and property damage. It's the foundation of any policy because it protects your finances from claims made against you.
Required in most states. Limits are expressed as three numbers representing bodily injury per person, bodily injury per accident, and property damage.
Your car collides with another vehicle or object. Collision coverage repairs or replaces your car regardless of who caused the accident. You pay the deductible; we cover the rest up to your car's value.
Especially valuable for newer vehicles where repair costs can quickly exceed what you'd want to pay out of pocket.
Theft. Vandalism. Hail. Falling branches. A deer crossing at the wrong moment. Comprehensive covers damage to your vehicle from events that aren't collisions. The unexpected incidents that no amount of careful driving can prevent.
Often required by lenders if you're financing or leasing your vehicle.
Not everyone carries adequate insurance. Some carry none at all. If an uninsured or underinsured driver causes an accident, this coverage steps in to pay for your injuries and damages when the responsible party cannot.
Particularly important in states with high rates of uninsured drivers.
Accidents cause injuries. Medical payments coverage helps pay for treatment for you and your passengers, regardless of who caused the accident. It works alongside your health insurance to cover deductibles, copays, and gaps in coverage.
Coverage extends to you as a pedestrian or while riding in someone else's vehicle.
A flat tire on an empty road. A dead battery in a parking garage. Running out of gas between exits. Roadside assistance sends help when your car stops working, covering towing, jump starts, lockout service, and emergency fuel delivery.
Often available for a few dollars per month and can save significant stress during unexpected breakdowns.
Now that you understand what each protection offers, let's build a policy that matches your specific situation. Get a personalized quote in minutes.
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